@font-face{font-family:"Inter";src:url(/fonts/inter-latin-wght-normal.woff2) format("woff2-variations");font-weight:100 900;font-display:swap}
@font-face{font-family:"Source Serif 4";src:url(/fonts/source-serif-4-latin-wght-normal.woff2) format("woff2-variations");font-weight:200 900;font-display:swap}

:root{
  --navy:#12233A; --slate:#4A5B70; --emerald:#0E7C66; --emerald-dark:#0B6553; --tint:#E6F4F0;
  --page:#F7F8FA; --surface:#FFFFFF; --border:#DDE3EA; --text:#12233A; --text-2:#4A5B70;
  --serif:"Source Serif 4",Georgia,serif; --sans:"Inter","Segoe UI",system-ui,-apple-system,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--page);color:var(--text);font-family:var(--sans);font-size:16px;line-height:1.6}
img{max-width:100%}
a{color:var(--emerald)}
a:hover{color:var(--emerald-dark)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,5vw,3.1rem);font-weight:600;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2rem);font-weight:600}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1em}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.small{font-size:.875rem}
.muted{color:var(--text-2)}
.skip{position:absolute;left:-999px}
.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:10}

.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:600;padding:12px 22px;border-radius:10px;border:1px solid var(--navy)}
.btn:hover{background:#1C3354;color:#fff}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost:hover{background:var(--tint)}
.btn.small{padding:8px 14px;font-size:.9rem}

.top{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:5}
.top-in{display:flex;align-items:center;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.wordmark{font-family:var(--serif);font-weight:600;font-size:1.35rem;color:var(--navy)}
.wordmark .accent{font-family:var(--sans);font-size:.95rem;color:var(--emerald);font-weight:600}
nav{margin-left:auto;display:flex;align-items:center;gap:22px}
nav a{color:var(--text-2);text-decoration:none;font-weight:500}
nav a:hover{color:var(--navy)}
nav a.btn{color:#fff}

section{padding:72px 0}
.band{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.hero{padding:88px 0 80px}
.hero-in{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:48px;align-items:center}
.hero-mark{justify-self:center;width:min(260px,100%);height:auto}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:600;color:var(--emerald)}
.lede{font-size:1.15rem;color:var(--text-2);max-width:36em}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}

.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:28px}
.card{background:var(--page);border:1px solid var(--border);border-top:3px solid var(--emerald);border-radius:12px;padding:22px}
.card p{color:var(--text-2);margin:0}

.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.steps li{display:flex;gap:14px}
.steps .n{flex:none;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.steps p{color:var(--text-2);margin:0}

.secure{background:var(--navy);border:none}
.secure h2{color:#fff}
.secure p{color:#C9D3E0;max-width:46em}
.secure a{color:#5CC9A7}

.contact{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}
.contact-card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:24px}
.contact-card .label{display:block;font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--text-2);font-weight:600}
.contact-card a{font-size:1.15rem;font-weight:600;text-decoration:none}

.foot{background:var(--navy);color:#C9D3E0;padding:28px 0;font-size:.9rem}
.foot-in{display:flex;gap:20px;align-items:center;flex-wrap:wrap;justify-content:space-between}
.foot a{color:#fff}
.foot-brand{display:flex;align-items:center;gap:8px;font-family:var(--serif);color:#fff;font-weight:600}

@media (max-width:860px){
  .hero-in,.contact{grid-template-columns:minmax(0,1fr)}
  .hero-mark{display:none}
  .cards{grid-template-columns:minmax(0,1fr)}
  .steps{grid-template-columns:minmax(0,1fr)}
  nav a:not(.btn){display:none}
  section{padding:56px 0}
  .hero{padding:56px 0}
  .wrap{padding:0 16px}
}

.form{display:grid;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.9rem;color:var(--navy)}
.form .opt{font-weight:400;color:var(--text-2)}
.form input,.form select,.form textarea{font:inherit;font-weight:400;color:var(--text);background:#fff;border:1px solid var(--border);border-radius:8px;padding:10px 12px;width:100%}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--emerald);outline-offset:1px;border-color:var(--emerald)}
.form textarea{resize:vertical}
.form .btn{justify-self:start;cursor:pointer;font:inherit;font-weight:600}
.form .hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.narrow{max-width:720px}